Terms & Conditions

Payment must be made using the payment method presented at checkout.

By completing payment, you confirm that:

• You are authorised to use the payment method provided.
• You intentionally authorised the transaction.
• You have reviewed the product or service description before purchasing.
• You understand what is included in the product or service.
• You agree to these Terms & Conditions and our Refund Policy.

Where instalments or payment plans are offered, agreeing to a payment plan represents a commitment to pay the full agreed amount unless we expressly agree otherwise in writing.

Failure to use, attend, complete or participate in the purchased product or service does not cancel any outstanding payment obligation.

Many of our products contain digital content that may become available immediately after purchase.

By completing payment and requesting or receiving access, you expressly request that we begin supplying the digital content and/or service immediately.

You acknowledge that digital content may be accessed, viewed, downloaded or consumed immediately after purchase.

Where legally permitted, once digital content has been supplied or accessed, your right to cancel or obtain a refund based purely on a change of mind may be lost.

Where your purchase includes coaching, mentorship, consulting, strategy calls or support, you are responsible for attending scheduled sessions and participating in the programme.

Failure to attend a scheduled session does not automatically entitle you to a refund.

Unless otherwise agreed in writing, missed calls, late attendance or failure to participate do not create a refund entitlement.

We may, at our discretion, allow a session to be rescheduled, but doing so does not alter the non-refundable nature of the original purchase.

We aim to describe our products and services accurately.

Before purchasing, customers are responsible for reviewing the information provided regarding what is included.

The contents of individual programmes may vary and may include combinations of videos, resources, templates, documents, calls, coaching, community access and other materials.

Where a particular number of lessons, resources, calls or other deliverables has been expressly promised, we will provide those deliverables in accordance with the relevant offer.

A customer's personal interpretation, assumption or expectation that was not expressly promised by us does not alter the agreed scope of the purchase.

Our programmes provide education, training, information, strategies, resources and/or support.

The customer is responsible for:

• Watching and studying the content.
• Using the resources provided.
• Completing relevant exercises.
• Implementing the strategies taught.
• Taking appropriate action.
• Asking questions where clarification is required.
• Attending agreed calls.
• Making their own business and financial decisions.
• Complying with laws applicable to their own business or activities.

Purchasing a programme does not transfer responsibility for implementation or business performance from the customer to us.

We do not guarantee that you will earn any particular amount of money, obtain clients, generate revenue, make a profit or achieve any particular business result unless a specific written guarantee expressly states otherwise.

Any examples, case studies, income figures, projections, testimonials, discussions of potential earnings or references to amounts that may be earned are examples or illustrations only.

Results vary depending on numerous factors including effort, skills, experience, market conditions, implementation, consistency and individual circumstances.

Statements explaining what a programme is designed to help a customer achieve do not constitute a guarantee that every customer will achieve that outcome.

You acknowledge that business and entrepreneurship involve risk and that you are responsible for your own decisions and results.

For security, customer support, service delivery and dispute resolution purposes, we may maintain records showing how and when customers access our platforms and services.

Depending on the platform used, these records may include:

• Account creation date.
• Login timestamps.
• Last login.
• Course access.
• Lesson access.
• Video viewing duration.
• Last watched timestamps.
• Course activity.
• Download or resource activity.
• Call attendance.
• Communications with us.

These records may be used as evidence that digital products or services were supplied and/or used.

Any collection and processing of personal data will remain subject to our applicable Privacy Policy and relevant data protection requirements.

All course videos, programmes, training materials, documents, templates, workbooks, systems, branding, resources and other content provided by us remain our intellectual property unless explicitly stated otherwise.

Your purchase provides you with a limited, personal, non-transferable licence to use the materials for your own purposes.

You must not:

• Share your login details with another person.
• Resell our course content.
• Redistribute our materials.
• Upload our content publicly.
• Copy or reproduce our programmes for resale.
• Share paid resources with people who have not purchased them.
• Record, duplicate or commercially exploit coaching sessions or course materials without written permission.

Unauthorised sharing or redistribution may result in immediate termination of access without refund and may result in further action.

You are responsible for providing accurate contact information and maintaining access to the email address used to purchase.

We are not responsible where a customer fails to access their account because they supplied incorrect information or failed to check communications sent to them.

If you experience a genuine technical access problem, you should contact us and provide us with a reasonable opportunity to resolve it.

A temporary technical issue which we subsequently remedy does not automatically create a right to a refund.

We may suspend or terminate access where a customer:

• Shares account credentials.
• Redistributes copyrighted content.
• Harasses staff or other members.
• Uses the service unlawfully.
• Attempts to compromise the security of our systems.
• Seriously breaches these Terms & Conditions.

Where access is terminated because of the customer's material breach of these Terms, payments already made remain non-refundable except where applicable law requires otherwise.

We may recommend or discuss third-party tools, platforms, software or services.

Unless explicitly stated otherwise, these third parties are independent from us and we do not control their availability, pricing, policies or performance.

The customer is responsible for reviewing and accepting the terms of any third-party service they choose to use.

To the maximum extent permitted by applicable law, we will not be liable for indirect, incidental, consequential or special losses arising from participation in our programmes or implementation of the information provided.

Nothing in these Terms excludes or limits liability where such liability cannot lawfully be excluded.

These Terms & Conditions and our relationship with you are governed by the laws applicable to Alim Enterprises in the United Arab Emirates, subject to any mandatory consumer protections or other rights that applicable law does not permit the parties to exclude.

Any dispute shall, to the extent legally permitted, be subject to the competent courts of the United Arab Emirates.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

We may update these Terms & Conditions from time to time.

The version applicable to a purchase will generally be the version displayed at the time that purchase was made, unless a later change is required by law.

The "Last Updated" date at the top of this page will indicate when the terms were most recently revised.

If you have questions regarding these Terms & Conditions, your purchase, access to a programme or a payment issue, please contact us using the existing contact/support details displayed on the Online Money Blueprint website.